3 Things You Shouldn’t Do When Dealing With Your Insurance Adjusters After an Accident

After an accident, you should file an insurance claim. This will help you cover the costs of your hospitalization and reimburse all your expenses and losses. The insurance company will send insurance adjusters to interview you and learn more about the accident and injuries.

During the first meeting with your insurance adjusters, avoid doing the following things:

1. Don’t immediately accept the first offer

They’re going to make an offer to you and you should avoid it as much as possible. Low-balling is a very common tactic used by insurance companies. They use it to avoid paying out a lot of money. You might think you will save yourself a lot of trouble by simply getting the first offer. 

Make sure you know the real value of your claim. That way, you will know how to negotiate with the insurance adjusters.

2. Don’t divulge too much information

Avoid saying unnecessary things about your injuries as you might inevitably say something that might affect the value of your claim. The insurance adjusters are not on your side, so they will try to find reasons to lower down their offer.

3. Don’t exaggerate your injuries

You also would not want to exaggerate those injuries in the hopes that you will be awarded a higher claim. The insurance adjusters will notice if you are exaggerating your injuries and this might hurt your claim.

It’s best to consult lawyers in Vancouver before you meet up with your adjusters. Hire experienced injury lawyers in Vancouver such as Lakes, Whyte LLP.

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Healing After an Accident – What Can Help?

An accident might not just leave you physically incapacitated but also mentally and emotionally injured. In some cases, it can take years before a person fully recovers from an accident and this includes mental injuries like Post-Traumatic Stress Disorder or trauma.

Look for ways to speed up your healing process. Here are the things that you can do:

1. Seek help from professionals

Aside from getting immediate help for your injuries, make sure you also seek the help of specialists such as chiropractors, physiotherapists, massage therapists, and psychologists for more effective healing. These professionals are experts in these fields so they can help you better by honing in on the specific injuries you have sustained.

2. Build a strong support system

It helps to have a strong support system. You don’t need to look far. You can turn to your family and friends for emotional support. It’s also good to join support groups for people who have been in vehicular accidents. If you have injuries or disabilities due to the accident, there may also be groups that will help you cope with the loss and the changes in your life.

3. Use a journal to chronicle your everyday life

This can be helpful in your mental and emotional healing. Don’t bottle it all up and find an outlet for those thoughts and emotions.

A personal injury law firm in Vancouver can also provide the help that you need in recouping your losses, especially when it comes to insurance compensations. If you are dealing with your insurance company, it’s best to hire a personal injury law firm in Vancouver to help you out.

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3 Tips to Avoid a Family Dispute Over Your Will

A will does not always guarantee that your family members will get what you want them to get from your assets. If there is a dispute over your will, it will go through probate and will undergo a court proceeding. The court will decide what to do with your estate.

1. Put some of your assets in a revocable living trust

There are a lot of benefits to having a revocable living trust. You can avoid taxes and you can still use your assets in the trust while you are still alive. But here’s another benefit – it can potentially prevent others from contesting it. 

You can appoint beneficiaries to your living trust. When you die, the trust will automatically go to your beneficiaries, so they won’t undergo the usual probate process.

2. Understand the dynamics of your family

Who is more likely to contest the will? It’s important to know what could possibly happen after you are gone, so you can prevent them from happening. You can patch things up if there are existing disputes in the family or talk to family members who might be a problem later on.

3. Make sure the will is properly executed

Choose a good executor for the will, one that you trust, and one who has the right skills needed for the job. It doesn’t have to be an immediate family member but someone you know can oversee the execution of the estate.

Hire lawyers in Vancouver to help you plan your estate. Experienced estate lawyers in Vancouver such as Lakes, Whyte LLP will make sure that you are not committing errors that can lead to probate.

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