Before you start negotiating with your personal insurance company about the value of your claim, the first thing that you should know is how much your claim is worth. It will be hard to determine whether your insurance company is making an unfair offer if you don’t know how much your claim is worth in the first place.

A lot of factors come into play when it comes to determining the value of your claim. This is why there is no one-size-fits-all and no specific amount for all types of injuries. It all depends on the nature of the injury, how much property damage happened, medical bills, lost wages, invisible injuries such as emotional distress, pain and suffering, and loss of life. 

Insurance companies will also have to work within the insurance limits. Insurance companies set limits on personal injury claims. This also depends on the level of negligence. For instance, if the injured party is found to be a contributor to the accident or the injuries, the insurance company can take away a percentage from your overall compensation. If you are 30% responsible for the accident, for instance, they can take away 30% of your compensation.

If you don’t know how to compute for your projected claim, you can go to a personal injury law firm in Vancouver first. Don’t just accept their first offer because that is usually the lowest offer they can make. A personal injury law firm in Vancouver such as Lakes, Whyte LLP will help you negotiate the value of your claim.

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