If there is one thing that you should expect when filing a personal injury claim is that the insurance company will most likely make a very low offer. It’s a common tactic used by insurance companies. They use it to avoid paying their claimants a lot of money.
It’s nowhere near the real value of your claim, so it’s not going to be enough to cover the costs of your losses. You should first understand how much your claim is worth so you will know whether or not you are being low-balled by your insurance company.
You can write a letter to the insurance company asking how they arrived at such computation and detailing why you deserve higher compensation. This will start the negotiation ball rolling.
List down all the injuries that you have sustained and back it up with evidence. You can include medical records and receipts. Make sure you include everything including your expenses in hiring people to take over your tasks at home. For instance, if you can no longer provide the best care to your kids because you are still recovering from your injuries, you can include evidence to support this in your letter.
Hire an injury lawyer in Vancouver as well. While you can definitely negotiate on your own, it helps to get the services of an injury lawyer in Vancouver such as Lakes, Whyte LLP who should be more experienced in this. Your lawyer will know how to counteract the offer and how to get them to make a bigger offer.
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